Indexed Annuity Insights

21
Nov

Financial Certainty in Retirement is Possible. Executive Director Jim Poolman Shares Simple Steps to Take in Forbes Article.

Financial Certainty in Retirement is Possible. Executive Director Jim Poolman Shares Simple Steps to Take in Forbes Article. Not sure financial certainty in retirement is possible? You’re not alone in these feelings. In a new article published by Forbes, the IALC’s Executive Director, Jim Poolman, writes how removing some uncertainty surrounding retirement is indeed an obtainable goal all Americans can

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15
Nov

IALC Q4 2017 Newsletter

IALC Q4 2017 Newsletter Will Your Retirement Savings Last As Long As You Live? More than 70 percent of Americans are concerned they may outlive their retirement savings. Many do not have money to last the long haul. Even more startling is the fact one in five Americans have absolutely nothing saved for retirement at all. Starting to save now

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15
Nov

Harvesting Gains and Losses (No Prior Farming Experience Needed)

Harvesting Gains and Losses (No Prior Farming Experience Needed) You may have zero interest in agriculture, but trust me when I say that anyone with a taxable investment account should be thinking about harvesting – gain/loss harvesting, that is. You can safely ignore gains/losses in tax-qualified retirement accounts – like your IRA and 401k. Those accounts are only taxed based

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10
Nov

Review: Sky-high stock market has investors looking to commodities

Review: Sky-high stock market has investors looking to commodities Investors are always looking for the next thing. And often, this role falls to commodities – if stocks and bonds don’t look that attractive, commodities are the next best thing. Depending on the time period you’re looking at, commodities can look amazing. But that “depending on the time period” is doing

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9
Nov

Take the Fast Track to Become a Master of Retirement: Three Hints for Playing IALC’s New Game

Take the Fast Track to Become a Master of Retirement: Three Hints for Playing IALC’s New Game Last week, the IALC launched its interactive game Master of Retirement. Shocking new data points, found from IALC surveys, power the game’s questions and demonstrate the need to offer approachable and light-hearted ways of boosting Americans’ confidence when it comes to saving for

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8
Nov

Charitable Planning – Leveraging Those Gains

Charitable Planning – Leveraging Those Gains There are few things more rewarding than giving of your resources in a way that has a positive and profound impact on the lives of others. Fortunately, the IRS encourages this type of generosity by classifying donations to qualified charities as tax-deductible. As a result, it’s possible to “do good, while doing well.” But

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2
Nov

Proposed Tax Reform – What Do We Know, and What Planning Steps Should You Take?

Proposed Tax Reform – What Do We Know, and What Planning Steps Should You Take? On September 27, the ‘Big Six’ Republican leaders released a summary of their proposed tax reform. It’s a 9-page outline entitled: Unified Framework for Fixing Our Broken Tax Code. Let’s dig into it to see if we can uncover anything that will help you with

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27
Oct

Review: Investors overlook dividend stocks’ tax bite at their peril

Review: Investors overlook dividend stocks’ tax bite at their peril Dividend investing sounds great. Who wouldn’t want to receive a steady stream of income while still getting the growth of stocks? It certainly seems like a nice combination – especially for retirees looking for current income. But there are some problems with this theory. Before we get to the article,

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27
Oct

Review: Suze Orman Says This Is the Age You Should Retire—Not a Month or Year Before

Review: Suze Orman Says This Is the Age You Should Retire—Not a Month or Year Before Suze Orman is the financial planning equivalent of Jim Cramer. They’re entertaining, they know how to get people to pay attention, and most of the time, they might as well be making stuff up. They’re entertainers. That’s what they do. Their jobs are to

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20
Oct

Review: More investors are using ETFs, but fewer are trading them

Review: More investors are using ETFs, but fewer are trading them ETFs are interesting tools. They let you cheaply and easily invest in pretty much any index your heart desires. This is great for long-term investors. But it’s even better for speculators. Being able to get in and out of whole sectors, styles, or markets with one trade is a

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