Indexed Annuity Insights

15
Jun

Rebalancing Frequency

Rebalancing Frequency Almost everyone agrees that rebalancing your portfolio is one of the keys to having a successful investment outcome. We know that your asset allocation determines how your portfolio will perform. Successful investors spend a lot of time determining what they want to include in their portfolios, and how they want to spread out their assets. Once you put

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8
Jun

Preparing for Retirement When You’re Starting Late

Preparing for Retirement When You’re Starting Late Everyone knows that you’re supposed to start saving for retirement early, but that doesn’t always happen. In fact, if you look at the numbers, it’s actually pretty rare. Most people are woefully unprepared for retirement, but you can change that. Preparing for retirement is a lot like planting a tree. The best time

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1
Jun

The Importance of Your Savings Rate

The Importance of Your Savings Rate How much you save for retirement goes a long way to determining how much you can spend in retirement. The more you save while you’re working, all else equal, the more you can spend in retirement. It sounds straight forward, but it seems to be something that many people forget, or at the very

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25
May

Should You Own Bonds in a Rising Rate Environment?

Should You Own Bonds in a Rising Rate Environment? Most people don’t think too much about their bonds. They really are the boring foundation for your portfolio. However, occasionally they spring to the surface, and this is one of those times. Lately, a number of people have been wondering why they should be investing in bonds, since we’re obviously in

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18
May

How Are You Different From The Average Investor?

How Are You Different From The Average Investor? Taking distributions from an investment portfolio amplifies the impacts of portfolio volatility, making retirement income planning particularly tricky as distributions tend to be the primary income source for retirees. We can use Monte Carlo simulations to show the increase of money-weighted investment returns in retirement, which has important implications about the choice

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27
Apr

What are Market Valuations? (Part 2)

What are Market Valuations? (Part 2) Taking distributions from an investment portfolio amplifies the impacts of portfolio volatility, making retirement income planning particularly tricky as distributions tend to be the primary income source for retirees. We can use Monte Carlo simulations to show the increase of money-weighted investment returns in retirement, which has important implications about the choice for a

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20
Apr

What are Market Valuations? (Part 1)

What are Market Valuations? (Part 1) Taking distributions from an investment portfolio amplifies the impacts of portfolio volatility, making retirement income planning particularly tricky as distributions tend to be the primary income source for retirees. We can use Monte Carlo simulations to show the increase of money-weighted investment returns in retirement, which has important implications about the choice for a

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16
Apr

2018 – Q1 Quarterly Market Review

2018 – Q1 Quarterly Market Review 2017 – Q2 Quarterly Market Review Source: Retirement Researcher 2018 – Q1 Quarterly Market Review

6
Apr

Socially Responsible Investing Doesn’t Make Sense – Except When It Does

Socially Responsible Investing Doesn’t Make Sense – Except When It Does Taking distributions from an investment portfolio amplifies the impacts of portfolio volatility, making retirement income planning particularly tricky as distributions tend to be the primary income source for retirees. We can use Monte Carlo simulations to show the increase of money-weighted investment returns in retirement, which has important implications

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30
Mar

Occam’s – Does Dollar Cost Averaging Make Sense?

Occam’s – Does Dollar Cost Averaging Make Sense? The appeal of market timing is obvious. Who wouldn’t want to get in and out of the market at the best time every time? We’ve talked a lot about market timing in the past – timing risk premiums, trying to time the markets on a daily basis, and the importance of staying

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