News

15
Jun

Rebalancing Frequency

Rebalancing Frequency Almost everyone agrees that rebalancing your portfolio is one of the keys to having a successful investment outcome. We know that your asset allocation determines how your portfolio will perform. Successful investors spend a lot of time determining what they want to include in their portfolios, and how they want to spread out their assets. Once you put

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14
Jun

Getting Married? Two Questions You Need to Ask Your Partner (but Probably Haven’t)

Getting Married? Two Questions You Need to Ask Your Partner (but Probably Haven’t) Getting married is a big leap. And you may be in the midst of a whole lot of planning—from when and where to have the wedding to whom to invite. But planning the wedding and honeymoon is just the start of your life together. As you start

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8
Jun

Preparing for Retirement When You’re Starting Late

Preparing for Retirement When You’re Starting Late Everyone knows that you’re supposed to start saving for retirement early, but that doesn’t always happen. In fact, if you look at the numbers, it’s actually pretty rare. Most people are woefully unprepared for retirement, but you can change that. Preparing for retirement is a lot like planting a tree. The best time

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5
Jun

Wealthy vs Financial Fit. Here’s the Difference and Why It Matters

Wealthy vs Financial Fit. Here’s the Difference and Why It Matters People can be wealthy without being financially fit, meaning they can have a lot of assets or money tied up in assets, but those assets aren’t “liquid.” Let me explain. Say you have a house that has escalated in value in the real estate market. You may have this

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1
Jun

Mid-Year Financial Check Up

Mid-Year Financial Check Up Happy Half Year! Time flies and first 6 months of 2018 are already here and gone! With the second half of the year fast approaching, it’s important to know how your finances are stacking up compared to your goals when the year began. What better way to that then to check out these quick tips for

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1
Jun

The Importance of Your Savings Rate

The Importance of Your Savings Rate How much you save for retirement goes a long way to determining how much you can spend in retirement. The more you save while you’re working, all else equal, the more you can spend in retirement. It sounds straight forward, but it seems to be something that many people forget, or at the very

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25
May

Should You Own Bonds in a Rising Rate Environment?

Should You Own Bonds in a Rising Rate Environment? Most people don’t think too much about their bonds. They really are the boring foundation for your portfolio. However, occasionally they spring to the surface, and this is one of those times. Lately, a number of people have been wondering why they should be investing in bonds, since we’re obviously in

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18
May

How Are You Different From The Average Investor?

How Are You Different From The Average Investor? Taking distributions from an investment portfolio amplifies the impacts of portfolio volatility, making retirement income planning particularly tricky as distributions tend to be the primary income source for retirees. We can use Monte Carlo simulations to show the increase of money-weighted investment returns in retirement, which has important implications about the choice

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16
May

Ouch! Feeling the Financial Pinch in a Month or Less

Ouch! Feeling the Financial Pinch in a Month or Less This statistic is startling: 7 in 10 employed Americans would feel the financial pinch in a month or less without their paycheck. And when you dig a bit deeper, you find that 1 in 4 working Americans would feel the pinch immediately. These are just some of the findings from

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1
May

A Living Miracle

A Living Miracle Many of us in our 20s are filled with hope and optimism about the new jobs we have—or will work into, perhaps finding a partner and starting a family, maybe even buying a home. In short, it’s about designing a life “we” want to live, not one that’s been dictated to us. So, it’s not often we

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